A Few Tips On Anti-Aging

As we start growing older, at each birthday celebration, we start realising the years that have gone by and how exercise and skin care is essential to keep ourselves healthy and glowing. The years have taken a toll on our body and the abuse starts revealing in your skin.

A look at yourself in the mirror will tell you that your skin is no longer radiant and youthful as it was during your teenage days. Lack of exercise, excessive exposure to sun and wind drains out the oiliness and slowly ages your skin prematurely. You can now change some of your unhealthy habits and look at some natural ways to get your skin healthy and glowing once again.

Eat Fruits and Vegetables: Fruits and vegetables are a high source of Vitamin C which will keep away wrinkles and age-related dryness of the skin. Some better-known foods rich in Vitamin C include watermelon, orange, apricots, pineapple, cauliflower, tomato, potato, lemon and much more.

Sunscreen Lotions: Harmful UVA and UVB rays tend to damage your skin. This not only darkens your complexion, but it also leads to skin aging, thus giving you unwanted fine lines and wrinkles. Sunscreen lotions act as a sunblock. Choose a sunblock with an SPF of over 15 which will block 96%. An SPF of 40 is highly recommended because it blocks 99%.

Beauty Sleep: Lack of sufficient sleep makes you weary and tired. Try to get a good comfortable sleep for at least 7 to 8 hours per day. If required change your bedding, draw the curtains to prevent outside light from entering your room and make your bedroom a cozy place.

Drink Water: Drink water at regular intervals. During any kind of physical activity or even during hot weather the body loses water through sweat. It is an inherent cooling mechanism for the body. This sweat loss needs to be compensated with sufficient fluid intake. Drinking water and fluids compensate the loss thus making your skin healthy and glowing. Water also feeds your cells to give the energy you need. Besides, it will also help flush viruses and infections out of the body.

Exercise: Exercises help tone your skin and muscles. There are several facial exercises that will prevent the skin from sagging or giving a worn-out look. It Improves blood circulation, restores skin elasticity, tones underlying muscles, help reduce wrinkles, lifts sagging skin and gives a healthy glow.

These are some of the few best anti-aging tips. Do all of the above and face the world with confidence. Perhaps you can also get some Lifestyle Products to further enhance your personality.

Disadvantage of Using Credit Cards To Pay For COVID-19 Medical Bills

Insurers are waiving out of pocket costs for COVID-19 diagnostic testing and some are also waiving visit costs associated with testing. It is imperative you check with your insurance and keep abreast of state to federal changes for the exact tests or services that will be waived and through what time period. However, you could still incur substantial medical bills if you require treatment for COVID-19 so keep up to date with healthcare policy design surrounding out of pocket costs for COVID-19, as it is rapidly evolving.

In this age, many people pay for most of their purchases with their credit cards. Some also do this with their medical bills. However, the question is: is it wise to pay your medical bills for COVID-19 with your credit card? It depends. Below, are points to consider helping you decide whether you should use your credit card to pay your medical bills or not.

Pros to Using your Credit Cards to Pay for Medical Bills

Acceptability: Credit cards are widely accepted, and they always suffice when a service provider doesn’t accept checks. It is also a great option in situations when you can’t write a check or pay cash for a procedure.
Convenience: Credit cards are very easy to obtain if you meet your credit requirements. It is so easy, you can get one almost immediately after applying.
Interest Rates: Credit cards sometimes offer a low-interest or no-interest promotional period. It gets even better when you use one with a 0% APR period; with this, your interest does not accumulate until the APR period is over.
Rewards and Perks: You can get rewards from your credit card provider when you use cards in offsetting bills.
Develop Positive Payment History: Your credit card can help you develop a positive payment history credit if you make your payments on time.

Cons of Using Credit Cards to Offset Medical Bills

Insurance: Be sure you know exactly what your insurance covers, as getting your money back after paying with your credit card can be tedious and take very long. There’s a high chance insurance coverage related to COVID-19 treatments could change, as it is a new health issue.
Poor Credit Score: You can hurt your credit score badly if you default on a credit card payment for over thirty (30) days, and your provider reports the late payment to the bureau. Fortunately, health care providers cannot report your late payments for at least six months; this way, you have more time to protect your credit score.
Increased Debt: Many medical debts do not carry interest. However, if you take a balance on your card and you do not have a 0% rate, you can accumulate interest when using your card to pay off medical bills.

Additional Steps to Take When Paying Medical Bills

Know Your Payment Options: Do not wait until there is an emergency before you know your payment options as emergencies are not the best times to make wise money decisions.
Double Check Your Medical Bills: Your bills could be saddled with mistakes. So, always check to be sure you are not paying for errors or duplicate bills.
Confirm Insurance Cover: Make sure your insurance covers what it should. This may take a few phone calls to your insurer if your plan policy booklet is unclear.
Negotiate Your Bill: You can negotiate anything, including healthcare. You can attempt to negotiate a reduced balance with your healthcare provider using average cost estimators from your insurer or online resources. Remember, however, each circumstance is unique and yours may be more complex.
Bill Payment Plans: Most likely your healthcare provider will be open to a workable payment plan. Maybe at this time you can only pay X but in 60 days you can pay more. Ask your provider to consider your circumstance while keeping in mind your physician or medical facility is also running a business.
Get Home Equity Line Of Credit: Owning a home could get you a medical loan with sensible interest rates. However, you could lose your home if you do not pay back, so you may want to try getting a loan from family members or friends.
File for Bankruptcy: While this might seem extreme, you can consider it when other options prove fruitless and your debt ceiling is such that you require a fresh start.

Using your credit card to pay for your medical bills, including coronavirus treatment, can be a quick fix, however, it may cause additional long-lasting negative consequences. Evaluate your situation and all available options.

Covid-19: Introduction, Symptoms and Prevention

Coronavirus, aka Covid-19, is on the list of infectious diseases. However, this is a new form of the virus and it has been discovered recently. The majority of people who get this virus suffer from mild or moderately severe symptoms. The good thing is that most of the patients recover from the illness without any treatment. In this article, we are going to talk about the symptoms and preventive measures that can help you stay safe.

According to research studies that have been done so far, older individuals and those who already have underlying medical conditions, such as cancer, chronic respiratory disease and diabetes are more likely to suffer from severe symptoms of the diseases.

As far as prevention is concerned, the best way is to be informed, which means you need to take proper precautions to avoid catching the virus. For this, you need to understand what causes the diseases and how it spreads from one person to another.

The first and most important preventive measure is to wash your hands often using a sanitizer, such as alcohol and avoid touching your nose, hair, lips or other parts of your face.

Now, the million dollar question is, how does this virus spread? According to the most recent research studies, the coronavirus tends to spread when an infected person sneezes or coughs. The tiny droplets of the discharge from the mouse or nose of the person enter another person’s body through their noise or mouth. Therefore, it’s important to follow proper respiratory etiquette.

Currently, we don’t have any treatments or vaccines for coronavirus. But clinical trials are still in progress in order to evaluate potential treatments and their efficacy. You can get updated information from the WHO website.

Prevention

Fortunately, there are some proven ways to prevent infection and slow down the pace it spreads at. Given below are some tips that can help you save yourself from the infection and slow down the spread.

Make it a habit to wash your hands with soapy water. It’s better to wash your hands for at least 20 seconds as this is the amount of time the soapy water takes to kill the virus.
If someone’s is sneezing or coughing, make sure you stand at least one meter away from them.
As much as possible, try to keep from touching your face
If you have to sneeze or cough, cover your nose and mouth to keep the droplets from infecting others or things in front of you.
If you think that you are infected with the virus, don’t get out and stay inside your room.
Don’t smoke or take part in activities that can cause your lungs to get weaker.
Practice social distancing and don’t travel unless you really have to.

Symptoms

First of all, it’s important to note that the coronavirus doesn’t affect everyone the same way. Since Covid-19 spreads respiratory diseases, most people suffer from mild to moderate symptoms. This means most of sufferers can recover from the illness without getting any special treatment. All they need to do is keep themselves away from everyone and practice the tips given above.

However, people with underlying conditions are at a higher risk of suffering from severe symptoms. Some of them may even die from the virus. Similarly, people over the age of 60 are also at a higher risk of severe symptoms. Therefore, these people should be more careful than others.

Common Symptoms:

Given below are some common symptoms of the virus. They are mild symptoms and can go away between 7 and 14 days.

Dry cough
Tiredness
Fever

Other Symptoms:

Sore throat
Pains and aches
Shortness of breath
Few people may suffer from a runny nose and diarrhea

If you have mild symptoms or you are observing self-isolation, you may get in touch with your health care provider for advice on how you can get tested for the virus. This is important if you want to save yourself and your family from the infection. Your life and the life of your family are in your hands.